Editorial Review:Item Description:Solve time-value-of-money calculations / Generate amortization schedules / Includes trigonometric functions, natural logarithms, powers analysis Gives business professionals and students access to powerful features such as cash-flow analysis and advanced, list-based statistics
Amazon.com Item Description:We're definitely taking this along with us the next time we shop for a house. Though it takes a little effort to master the collection of financial worksheets available on the Texas Instruments BA II Plus, you'll be glad you invested the time and money in this fine financial calculator.
The BA II Plus operates in standard calculator and worksheet modes. The standard mode lets you perform common math as well as operations involving the time value of money--that is, applications such as mortgages or annuities in which payments are equal and evenly spaced. You can also perform trigonometric functions in standard mode.
The more hard-core worksheet mode includes tables for amortization, bond, depreciation, and compound interest. If you're not familiar with such calculations, the very helpful user's manual will guide you through the process. All previous worksheet values are stored in memory, so you don't have to retype all the bond maturity or cash flow analysis figures.
The average user who wants to calculate a basic loan payment will be more comfortable working in the standard calculator mode. We were using the BA II Plus tools for calculating basic interest and payment periods within minutes. Still, it's good to know that the more advanced features are available for those who require heavy-duty financial computing.
Finance students and average users alike will find much to like in the Texas Instruments BA II Plus.
--John Frederick Moore
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Customer Reviews
Average Rating:

Rating: - * Nice size, works well, but a little complicated to use ...
There is definitely a learning curve for this item. I found myself pouring over the intruction manual way too many times, spending more time on figuring out how to use the calculator than actually using it to calculate! It is a nice size and has a ton of functions-way more than I will ever need.
Rating: - * BA II plus calculator ...
I received it as it was described. It took longer to receive but it was not so bad.
Rating: - * Attractively Priced For a Reason... ...
Realistically, the BA II Plus can do everything you need from a financial calculator - any of the more advanced function that are lacking are better suited for Excel anyway.
My problem is that for the simple, everyday uses, the BA II Plus requires more keystrokes and is more 'complex' than its counterparts. For people who value time and efficiency, stay away.
I believe this is a classic example of 'you get what you pay for.' Spring for the more expensive HP unless you absolutely cannot afford it.
Rating: - * Good product ...
This is a good product, cheaper than comparables, but the buttons could work a little better...
Rating: - * not as good as its predecessor ...
No need to repeat the comprehensive reviews already posted. Two comments I wish to add:
1) more buttons, more functions = simple calculations more complicated
2) confusing display. e.g., when you amortize a debt and compute the payment amount, the answer will appear as a NEGATIVE number. (the manual confirms this)
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